March 2026

Recent news about conflict in the Middle East has raised an important question for investors: Has the market already reacted to the news, or could there be more downside ahead? The honest answer is that no one knows for certain. Trying to predict short-term market moves is extremely difficult—even for professionals. What we can do […]

You open your bank statement and notice a string of small charges you barely remember signing up for—a streaming service you signed up for during the pandemic, the meditation app you downloaded during a stressful week, and a digital magazine subscription you haven’t read in months. When you added these on, each charge seemed minor. But over time,